Compliance & Onboarding Officer in a Fast-growing and Innovative Fintech Company

Job Title: Compliance & Onboarding Officer

Location: Ikoyi, Lagos
Employment Type: Full-time

About the Role

• We are seeking to hire a highly detail-oriented and proactive Compliance & Onboarding Officer to support regulatory compliance, customer onboarding, and risk management operations.
• The ideal candidate will possess strong knowledge of fintech regulatory requirements, KYC/AML procedures, customer due diligence processes, and onboarding operations within a fast-paced digital financial services environment.

Key Responsibilities

• Stay updated on evolving fintech regulations, industry trends, and compliance best practices.
• Ensure compliance with applicable fintech regulations, AML/CFT laws, data protection policies, and internal operational procedures.
• Conduct Know Your Customer (KYC), Customer Due Diligence (CDD), and Enhanced Due Diligence (EDD) checks for individuals and corporate entities.
• Review and verify onboarding documentation to ensure accuracy, completeness, and compliance with regulatory standards.
• Monitor customer accounts and transactions for suspicious activities and escalate potential compliance risks where necessary.
• Support periodic compliance reviews, audits, reporting, and policy updates.
• Manage end-to-end customer and merchant onboarding processes in line with internal policies and regulatory requirements.
• Identify process gaps and recommend improvements to enhance onboarding efficiency and compliance effectiveness.
• Liaise with regulatory bodies, partners, and internal stakeholders on compliance-related matters when required.
• Maintain accurate compliance records, onboarding logs, and audit-ready documentation.

Requirements

• Experience working with digital financial products, payment platforms, or fintech systems.
• Excellent analytical, organizational, and problem-solving skills.
• Excellent communication and stakeholder management skills.
• Strong attention to detail and ability to handle sensitive/confidential information professionally.
• Relevant compliance certifications will be an added advantage.
• Proficiency in Microsoft Office tools and compliance/onboarding software platforms.
• 3 - 5 years’ proven experience in compliance, onboarding, risk, or regulatory operations within the fintech, banking, or financial services sector.
• Bachelor’s Degree in Law, Finance, Business Administration, Accounting, Economics, or a related field.
• Strong understanding of KYC, AML/CFT regulations, customer onboarding procedures, and regulatory compliance frameworks.

Key Competencies:

• Process Improvement
• Customer Due Diligence
• Team Collaboration.
• Integrity & Confidentiality
• Risk Assessment & Mitigation
• Documentation & Reporting
• Attention to Detail
• Regulatory Compliance

What Our Client Offers

• Collaborative and performance-driven culture.
• Career growth and professional development opportunities
• Opportunity to work in a dynamic and innovative fintech environment
• Competitive salary (N250,000 - N500,000 monthly) and benefits package